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The Inflation Reduction Act: Explained!

Amanda McNerney

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The Inflation Reduction Act was signed into law on August 16, 2022. It is written as a 10-year plan, with various changes slowly implemented throughout that timespan. As an overview, the Inflation Reduction Act focuses on expanding renewable energy, addressing air pollution, access to clean water, aiding vulnerable populations and

12 Months of Giving: SBS Gives Back

Noah Crider

Jun 18

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At SBS, one of our biggest passions is finding ways to give back our communities. We launched our 12 Months of Giving program to do just that – donate, participate, and assist in local and national charity drives, awareness campaigns, and fundraisers. We are vigilant about providing excellent service inside

2024 Medicare Supplements – Plan G vs. Plan N

Noah Crider

May 15

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There’s no denying that healthcare is expensive, and keeps getting more expensive. Medicare provides a shield for your hard-earned savings, but it can’t cover every cost. Medicare Supplements exist to provide additional coverage for leftover Medicare costs – they can be absolutely essential for keeping overall healthcare costs lower. When

Aetna Fitness Reimbursement Benefit Update

Amanda McNerney

May 08

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Hello! We have a public service announcement regarding NEW changes to Aetna’s Fitness Reimbursement Benefit. If you are currently enrolled in an AETNA Medicare Advantage Plan through us (Senior Benefit Services), you should know that there was a slight change to one of the benefits. While you should have also

Creativity In Retirement

Noah Crider

Apr 23

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After dedicating your adult life to a career, retiring can seem overwhelming in its own ways. While having the time to do and try new things is one of the many joys that comes with retiring, figuring out what you want to do can be challenging. Procrastinating on your choices

COVID CATCH-UP: Medical care spikes post-pandemic

Noah Crider

Mar 22

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Few events in recent memory have shaken the world quite like the COVID-19 pandemic. Aftershocks from the pandemic are still being felt today, long after the public health emergency’s end was declared by the CDC. From the price of basic necessities to housing, the economy is still suffering from record

Leave a Lasting Legacy

admin_SBS

Feb 18

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Leave a lasting legacy, not a financial burden. Legacy Safeguard was created to provide you and your loved ones with legacy planning, guidance, assistance and support. Half of American households say they would feel the financial impact from the loss of their primary wage earner. Legacy Safeguard Membership Overview Legacy

Taxes and Retirement – What’s Taxable?

Noah Crider

Jan 26

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America’s tax system can be complicated and opaque, to say the least. After dedicating your life to a career (or several careers!) and finally reaching your hard-earned retirement, you might be wondering what parts of your retirement income are taxable. As is the case with most other tax questions, it’s

2024 Medicare Parts A & B Premiums + Deductibles Announced!

admin_SBS

Oct 13

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CMS just made an extremely important announcement! 2024 Premiums, deductibles, and coinsurances for Medicare Part A & B were just announced on October 12th. The standard monthly premium for Medicare Part B will be $174.70 in 2024. Part B (Outpatient Medical Insurance)2024 CostDifference from 2023Annual Deductible$240+$14 (was $226)Part B Premiums

2024 Cost of Living Adjustment Announced!

admin_SBS

Oct 12

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Today, the Social Security Administration made one of its most important announcements of the year! The Cost of Living Adjustment (COLA) has increased by 3.2% for 2024. Supplemental Security Income (SSI) will also increase by 3.2% in 2024. Increased payments for approximately 7.5 million people receiving SSI will begin on

Wheelchairs, Scooters, & Medicare

Noah Crider

Sep 05

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Did you know that there are currently about 2.7 million wheelchair users in the US? Under Medicare Part B, you can qualify for fully covered or partially covered Durable Medical Equipment (also known as DME). Durable Medical Equipment encompasses items like wheelchairs and scooters, but also includes oxygen equipment, blood

Short-Term Care Coverage vs. Long-Term Care Coverage: What’s right for you?

Noah Crider

Jul 05

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In life, we all have times when we need to recover from something. Be it an injury, surgery, or other health complication, these periods of time can be incredibly stressful. Short-term care insurance and long-term care insurance serve to protect you and your hard-earned savings during these periods of recovery.