2025Mar

HMO’s, PPO’s, and Medicare Advantage Networks – Explained!

Medicare Advantage plans often have contracted groups of doctors, hospitals and other healthcare providers called networks. Sometimes these networks are strictly local to your area and sometimes they’re nationwide. Before enrolling in a Medicare Advantage plan, it’s crucial to ensure that your desired providers are within the plan’s network. Doing

2025Jan

2025 Medicare Enrollment Options

Did you know? Medicare has over 20 different enrollment periods that allow individuals to change their coverage. Meaning, there is NEVER a bad time to review your options! Initial Enrollment PeriodAnnual Enrollment PeriodNew to MedicareOctober 15 – December 7A 7-month window to join any plan 3 months before you get

2024Dec

Thank You For An Amazing AEP!

With the end of this year’s Annual Enrollment Period and the holiday season on the horizon, we first wanted to extend a heartfelt THANK YOU for your continued trust in SBS as your insurance resource. It’s been a historic Annual Enrollment Period, and we’ve been lucky to assist more people than

2024Nov

SBS Celebrates Saving Clients $1M in Claims

Noah Crider No Comments
We care deeply about our clients and their wellbeing. Our mission statement is simple: “to deliver exceptional service to our clients, foster a supportive and caring workplace for our team, and provide financial security through comprehensive insurance solutions.” With that mission in mind, we just hit one of our most

2025 Medicare Parts A & B Premiums + Deductibles Announced!

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On November 8, 2024, the Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts.  The standard monthly premium for Medicare Part B will be $185.00

2024Oct

Let’s Make AEP Easy! Tips for a stress-free Annual Enrollment Period

Noah Crider No Comments
In the Medicare space, Annual Enrollment Period (AEP)  is one of the biggest events of the year. From October 15th to December 7th, Medicare beneficiaries are given the opportunity to review their coverage and decide on a plan for the next year. It’s an exciting time for the industry, but
Categories:  Senior Benefit Services Tags:  medicare

Why A Net Promoter Score is Important

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Why A Net Promoter Score Is Important to Senior Benefit Services and Our Clients When excellence is your goal, as it is at Senior Benefit Services, you need a way of tracking your success. One way that we utilize is called a net promoter score. Net Promoter Score (NPS) is
Categories:  Senior Benefit Services, Uncategorized

2024Sep

Medicare Part D Changes in 2025: IRA/M3P Explained!

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As a result of the Inflation Reduction Act, starting 1/1/2025, regardless of if you have a Medicare Advantage plan or a stand-alone Prescription Drug plan, there are changes coming to the way your prescription drugs are covered. The changes include: $2,000 yearly maximum out-of-pocket on covered prescriptions Elimination of the
Categories:  Senior Benefit Services Tags:  medicare

2024Jul

The Inflation Reduction Act: Explained!

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The Inflation Reduction Act was signed into law on August 16, 2022. It is written as a 10-year plan, with various changes slowly implemented throughout that timespan. As an overview, the Inflation Reduction Act focuses on expanding renewable energy, addressing air pollution, access to clean water, aiding vulnerable populations and
Categories:  Senior Benefit Services Tags:  medicare

2024Jun

12 Months of Giving: SBS Gives Back

Noah Crider No Comments
At SBS, one of our biggest passions is finding ways to give back our communities. We launched our 12 Months of Giving program to do just that – donate, participate, and assist in local and national charity drives, awareness campaigns, and fundraisers. We are vigilant about providing excellent service inside
Categories:  Senior Benefit Services Tags:  medicare

2024May

2024 Medicare Supplements – Plan G vs. Plan N

Noah Crider No Comments
There’s no denying that healthcare is expensive, and keeps getting more expensive. Medicare provides a shield for your hard-earned savings, but it can’t cover every cost. Medicare Supplements exist to provide additional coverage for leftover Medicare costs – they can be absolutely essential for keeping overall healthcare costs lower. When