If you’re near retirement, now is likely a critical time of decision-making for your future. Retirement planning can be intimidating, but we’re here to help guide you through this transition to make it as seamless as possible.

  1. What do you want out of retirement?
    • Make a list of goals and aspirations
      • Places you want to travel
      • People you want to see
      • Things you want to do
    • Define a Schedule (or don’t!)
      • Are you going to continue working?
      • Do you plan to pick up a hobby?
      • WHEN are you going to accomplish your retirement goals listed above?
  2. What is going to fund your retirement?
    • Evaluate all current assets
      • Bank account, savings, investments, retirement funds, etc.
      • Continued Income
        • Collecting Social Security and /or Company Pension
        • Part-time job
      • Selling things you don’t need, buying a smaller home, etc.
    • Retirement Planning Budget
      • Make a list of all expenses
      • Do you have a safety net for emergencies?
      • How much money will it take to cover your above aspirations / hobbies?
      • Are there areas that you can cut back on or things you can save money on?
  3. Make sure all of your ducks are in a row
    • Sign Up for Medicare Coverage
    • Planning for Final Expenses
    • Maintain / Evaluate your health
      • Schedule checkups and preventative exams
      • Take a look at your diet, exercise regime, sleep patterns
      • Stay sharp! Continue reading, learn a new recipe, do puzzles, go through old photographs, play with your grandkids, meet someone new,  or join an organization