On November 14, 2025, the Centers for Medicare & Medicaid Services (CMS) released the 2026 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs and there are some important changes beneficiaries should be aware of.
Below, we’ve broken down the new 2026 numbers:
The standard inpatient hospital deductible for Medicare Part A will be $1,736 in 2026
Medicare Part A is part of Original Medicare and covers anything related to hospital expenses (inpatient care:
- Hospital Stays
- Skilled Nursing Facility Care
- Hospice Care
- Some Home Health Care Services
**If you or your spouse have at least 40 quarters of Medicare-covered employment (approx. 99% of beneficiaries do), you do NOT have a Part A Premium**
| 2026 | Difference from 2025 | |
|---|---|---|
| Inpatient Hospital Deductible | $1,736 | + $60 (previously $1,676) |
| Daily hospital coinsurance for 61st-90th day | $434 | +$15 (previously $419) |
| Daily hospital coinsurance for lifetime reserve days | $868 | + $30 (previously $838) |
| Skilled nursing facility daily coinsurance (days 21-100) | $217 | +$7.50 (previously $209.50) |
The standard monthly premium for Medicare Part B will be $202.90 in 2026
Medicare Part B is part is also part of Original Medicare and covers medical expenses such as:
- Doctor’s Visits
- Durable Medical Equipment (DME)
- Preventive Services
- Outpatient Care (if you receive a service & are not staying there)
This premium is usually automatically deducted from your social security benefits or railroad retirement board. Once your deductible is met ($283 in 2026), you typically pay 20% of the Medicare-approved amount for most doctor services.
| 2026 Cost | Difference from 2025 | |
|---|---|---|
| Part B Premiums *for those with incomes below $109,000 if single, $218,000 if married |
$202.90 | + $17.90 (previously $185) |
| Annual Deductible | $283.00 | + $26 (previously $257) |
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