2020 Medicare Premiums & Deductibles Announced!!

On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs…. https://www.cms.gov/newsroom/fact-sheets/2020-medicare-parts-b-premiums-and-deductibles Part B  2019 and 2020 Comparisons   2019 2020 Monthly Premium $135.50 $144.60     *increase of $9.10 Deductible $185


Breast Cancer Awareness

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Breast cancer is a malignant tumor that originates in the cells of the breast. A malignant tumor is a group of cancer cells that can spread into surrounding tissues or expand to different areas of the body. Whether you’ve experienced breast cancer yourself or have known a loved one, it

News Release: 2020 Cost-Of-Living Adjustment

The Cost-Of-Living Adjustment (COLA) was enacted in 1972 and is collected by the Bureau of Labor Statistics.  The measurement used to calculate the COLA is known as the Consumer Price Index (CPI), which overlooks the cost of consumer goods and services such as: housing, transportation, medical expenses, education, and food.

Annual Insurance Review

To our SBS clients – We hope this note finds you happy and healthy! We would like to take this time to sincerely say “THANK YOU” for your continued loyalty as a client. We are truly blessed to be able to work with people like YOU every single day.  Each



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It’s the time of the year when the heat winds down and the leaves begin to change colors. No matter what the season may be, spending time with family and loved ones is always special.  Maximizing time with grandchildren is one of the best pastimes for grandparents. Look into Senior

Life Insurance Awareness Month

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Throughout life, many unpredictable situations have the possibility of happening. That is why life insurance policies are put in place to protect people. It is essential for someone who has loved ones to research options! Although it is a topic that people don’t enjoy speaking about, it can also support

Medicare Education Week

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Every year from September 15th through September 21st, National Medicare Education Week emerges to remind Americans about the priority of knowledge in Medicare. According to Statista.com, “one person becomes eligible for Medicare every 8 seconds.” The goal of this National Week, and our goal always,  is to provide Medicare education to


What will you pay with Medicare?

What will YOU be responsible to pay with Medicare? A common misconception in the insurance world is that Medicare covers everything. And while Medicare does cover MOST expenses, it isn’t free. Here are a few Out-Of-Pocket Costs that should be expected with your Medicare coverage: • Monthly Premiums: Depending on which

Stress-Free Packing Hacks

August is a hot month (literally), but also when referring to the travel scene. Families, couples, and individuals all around the U.S. will pack up their bags to enjoy the last full month of summer before the new school year begins. To help ease the process of planning for this,


Does Medicare Cover Ambulance Transportation?

If you or a loved one needed emergency medical transportation, such as a ground ambulance or air ambulance transport, the last thing you need to think about is whether or not Medicare will cover your emergency transportation. In most cases, Medicare should cover your ambulance transportation, here are a few

Managing the HEAT WAVES!

“In recent years, excessive heat has caused more deaths than all other weather events, including floods.”  * Excessive Heat Watch – Conditions are favorable for an excessive heat event to meet or exceed local Excessive Heat Warning criteria in the next 24 to 72 hours. *Heat Advisory – Heat Index values are


Summer BINGO

Print your version here! Summertime Bingo